Terms of Service

These Terms of Service ("Terms") govern your access to and use of Ngine, including our website, applications, products, and services, which are owned and operated by NGINE CREATOR NETWORK (SMC-PRIVATE) LIMITED.

By accessing or using Ngine, you acknowledge that you have read, understood, and agree to comply with these Terms. If you do not agree with these Terms, you should discontinue use of the platform immediately.

Acceptance of Terms

By creating an account or using Ngine, you agree to comply with these Terms, our Privacy Policy, Community Guidelines, and all applicable laws and regulations.

Your continued use of the platform constitutes acceptance of any future updates to these Terms.

Eligibility

To use Ngine, you must:

Be legally eligible to enter into a binding agreement.
Provide accurate and complete registration information.
Maintain the security of your account credentials.
Comply with all applicable local, national, and international laws.

We reserve the right to refuse or terminate access to users who fail to meet these requirements.

User Accounts

Users are responsible for maintaining the confidentiality of their account credentials and for all activities conducted through their account.

You must immediately notify us if you believe your account has been accessed without authorization or if any security incident has occurred.

Acceptable Use

Ngine must only be used for lawful and legitimate purposes.

Users may not use the platform for activities including, but not limited to:

Fraud or deceptive practices
Money laundering or financial crime
Identity theft or phishing
Spam or unsolicited communications
Distribution of malicious software
Copyright or trademark infringement
Selling counterfeit or illegal goods
Illegal gambling
Human trafficking or exploitation
Child exploitation or abuse
Terrorism or extremist activities
Unauthorized access to systems or data
Any activity prohibited under applicable law

Violation of these policies may result in account suspension, permanent termination, or reporting to relevant authorities where required by law.

User Content

Users retain ownership of the content they create and publish on Ngine.

By publishing content, you grant NGINE CREATOR NETWORK (SMC-PRIVATE) LIMITED a non-exclusive, worldwide, royalty-free license to host, process, display, reproduce, and distribute such content solely for the purpose of operating, improving, and providing the Services.

Users remain solely responsible for the legality, accuracy, and ownership of the content they publish.

Marketplace

Ngine provides technology that enables users to buy and sell digital and physical products.

Sellers are solely responsible for:

Product quality
Product descriptions
Pricing
Shipping
Taxes
Customer support
Compliance with applicable laws

The Company is not responsible for disputes arising between buyers and sellers.

Payment Processing

Ngine is a technology platform and does not operate as a bank, financial institution, money transmitter, or payment processor.

Payment processing services are provided exclusively by supported third-party payment providers. Those providers are responsible for payment authorization, settlement, compliance, refunds, chargebacks, and financial processing under their own terms and regulatory obligations.

Intellectual Property

All platform software, source code, trademarks, branding, logos, graphics, designs, databases, and proprietary technology are the exclusive property of NGINE CREATOR NETWORK (SMC-PRIVATE) LIMITED, unless otherwise stated.

No part of the platform may be copied, reproduced, modified, distributed, reverse engineered, or exploited without prior written permission.

Privacy & Data Protection

NGINE CREATOR NETWORK (SMC-PRIVATE) LIMITED is committed to protecting user information and maintaining appropriate technical and organizational security measures.

Our data handling practices are governed by our Privacy Policy.

Account Suspension & Termination

We may suspend, restrict, or permanently terminate accounts that:

Violate these Terms
Engage in fraudulent activity
Present security risks
Violate applicable laws
Harm the platform or other users
Circumvent platform security measures

Where appropriate, we may remove content or disable accounts without prior notice to protect users, business partners, and the integrity of the platform.

Limitation of Liability

To the maximum extent permitted by applicable law, NGINE CREATOR NETWORK (SMC-PRIVATE) LIMITED shall not be liable for indirect, incidental, consequential, special, or punitive damages arising from the use of Ngine or any third-party services integrated with the platform.

Users access and use the platform at their own risk.

Changes to the Platform

We reserve the right to modify, improve, suspend, or discontinue any feature or service at any time to improve security, performance, compliance, or user experience.

Updates to these Terms

These Terms may be updated periodically to reflect changes in our Services, legal obligations, or business operations.

The latest version will always be published on our website, and continued use of Ngine constitutes acceptance of the updated Terms.

Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Islamic Republic of Pakistan, unless otherwise required by applicable law.

Contact Information

Company: NGINE CREATOR NETWORK (SMC-PRIVATE) LIMITED

Platform: Ngine

Website: https://myngine.com

Email: [email protected]

Business Address: H-269, Street 3, C Area, New Muzaffarabad Colony, Karachi, Pakistan